> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lumx.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Welcome

> Stablecoin infrastructure for global payments, treasury, and payouts

<img className="hidden dark:block" src="https://mintcdn.com/lumx-9fc2c172/1m7pRn2WUCJazJgg/images/welcome-dark.svg?fit=max&auto=format&n=1m7pRn2WUCJazJgg&q=85&s=de75c8a84c62a7f3cecdc76f0b6a64d7" width="700" height="320" data-path="images/welcome-dark.svg" />

<img className="block dark:hidden" src="https://mintcdn.com/lumx-9fc2c172/1m7pRn2WUCJazJgg/images/welcome-light.svg?fit=max&auto=format&n=1m7pRn2WUCJazJgg&q=85&s=2dac325b9c94ea436278f2d9d1102ee0" width="700" height="320" data-path="images/welcome-light.svg" />

Lumx is payment infrastructure that connects traditional banking rails to stablecoins. Use the API to collect, hold, convert, and pay out money in either form, with instant settlement and compliance built in. Move money across borders, run corporate treasury, or scale global payouts without standing up local entities in every country.

## What you can build

* [**Global accounts**](/guides/use-cases/global-accounts) — provision local-currency accounts so each customer can be paid worldwide.
* [**Treasury management**](/guides/use-cases/treasury-management) — hold working capital in stablecoin and settle to local fiat on demand.
* [**Payroll**](/guides/use-cases/payroll) — fund employers in stablecoin and pay employees in their local currency.
* [**Remittances**](/guides/use-cases/remittances) — fund senders in local currency and pay recipients on local rails.
* [**Marketplaces**](/guides/use-cases/marketplaces) — take a platform fee on every sale and settle sellers in their local currency.

## Platform

The building blocks behind every Lumx integration.

<CardGroup cols="2">
  <Card title="Customers" href="/concepts/customers">
    Individual and business entities, with KYC/KYB built in.
  </Card>

  <Card title="Stablecoin wallets" href="/concepts/wallets">
    Multi-chain custody for stablecoin balances and payouts.
  </Card>

  <Card title="Accounts" href="/concepts/accounts">
    Local-currency virtual accounts for fiat on and off ramps.
  </Card>

  <Card title="Destinations" href="/concepts/destinations">
    Payout endpoints for fiat and stablecoin transfers.
  </Card>

  <Card title="Exchange rates" href="/concepts/exchange-rates">
    Floating and locked rates for fiat to stablecoin conversions.
  </Card>

  <Card title="Partner fees" href="/concepts/partner-fees">
    Add fees to transactions to monetize your integration.
  </Card>

  <Card title="Transactions" href="/concepts/transactions">
    On-ramp, off-ramp, and transfer flows with full lifecycle.
  </Card>
</CardGroup>

## Get started

<CardGroup cols="2">
  <Card title="Authentication" iconType="light" href="/get-started/authentication">
    Generate an API key and start sending requests.
  </Card>

  <Card title="Guides" href="/guides/create-a-customer">
    Create your first customer, accept payments, and send money globally.
  </Card>

  <Card title="Compliance" href="/compliance/identity-verification">
    KYC/KYB requirements, transaction limits, and supported countries.
  </Card>

  <Card title="API Reference" href="/api-reference">
    Endpoint schemas, request and response examples.
  </Card>
</CardGroup>