Essentials

​

Quotes

Quotes provide exchange rate information and fee calculations before executing a payment. Before creating a payin or payout transaction, you must first obtain a quote which locks in the exchange rate and fees for a short period, ensuring transparency in the final amounts for both sender and receiver.

​

Payins

Payins enable the acceptance of incoming payments from various sources into your protocol. Before processing a payin transaction, you’ll need to obtain a quote first to lock in the exchange rate and fees. This ensures that both the sender and receiver have clear visibility into the exact amounts being transferred, including any applicable conversion rates and processing fees.

Payment Method	Description	Supported Regions
PIX	Brazilian instant payment system	BR
Other Methods	Coming soon	-

​

Payouts

Payouts enable you to send payments from your protocol to external recipients. Like payins, you’ll need to obtain a quote first to lock in the exchange rate and fees. This ensures transparency for both the sender and receiver regarding the exact amounts being transferred, including any applicable conversion rates and processing fees.

Payment Method	Description	Supported Regions
PIX	Brazilian instant payment system	BR
ACH	Automated Clearing House bank transfers	US
Wire	International bank wire transfers	US

​

Receivers

Receivers are individuals or businesses designated to receive payins and payouts. All receivers must complete a compliance process.

The requirements vary based on the receiver type (individual or business) and level (light or standard):

KYC Light (Individual)	KYB Light (Business)	KYC Standard	KYB Standard
First Name	Legal Name	All Light requirements, plus:	All Light requirements, plus:
Last Name	Tax ID	Tax ID	IP Address
Date of Birth	Date of Formation	IP Address	IP Address
Email	Email	Address Line 1	Address Line 1
Country	Country	City	City
		State, Province, Region	State, Province, Region
		Postal Code	Postal Code
		ID Document Country	Formation Document Url
		ID Document Type	Proof of Ownership Document Url
		ID Document Front Url	Shareholders
		ID Document Front Back (Optional)	Address Line 2 (Optional)
		Address Line 2 (Optional)

Note: KYC Light and KYB Light are not available for payouts in the US.

​

Blockchain Accounts

Blockchain accounts are cryptocurrency wallets associated with receivers that enable them to receive crypto payments. Each blockchain account is linked to a receiver and can be used for payins.

When creating a blockchain account, you can either provide an existing walletId from Wallets API. If not provided, the system will automatically generate one and link it to the receiver.

​

Bank Accounts

Bank accounts are external financial accounts associated with receivers that enable them to receive fiat payments. Each bank account is linked to a receiver and can be used for payouts.