Introduction

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What is Lumx?

Lumx is an enterprise-grade stablecoin banking API allowing businesses and developers to collect, hold, and move money across fiat and stablecoins globally on behalf of their customers. Through our API, developers can:

• Onboard customers compliantly and monitor ongoing transactions
• Create digital asset wallets for their customers
• Streamline global payments and financial operations with stablecoin-powered solutions
• Boost revenue with embedded stablecoin yield

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Who can use Lumx?

Lumx was built API-first, making it easy for developers to build out financial use cases and integrate stablecoins into their flow of funds. We serve three main types of developers:

• Payment Service Providers (PSPs) seeking simplified cross-border flows
• Banks and Fintechs seeking stablecoin infrastructure that can enable customers to buy, sell, send, and receive stablecoins without leaving their platform
• FX Brokers looking to enhance their FX operations with stablecoins

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What products does Lumx offer?

Lumx has three core products:

1. Accounts
2. Orchestration
3. Yield (Q3/25)

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Accounts

Lumx enables you to set up multi-currency, scalable wallets with unique addresses in a single API call. Transfer funds to bank accounts and external wallets with instant settlement and seamless reconciliation.

• Stablecoin smart wallets: Smart wallets with spending limits and gasless transactions, available in multiple blockchains
• Instant settlement: Immediate fund transfers and wallet-to-bank settlements with minimum delays

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Orchestration

Integrate stablecoins into payment flows, enabling instant cross-border settlements, low costs, and real-time access to liquidity.

Transactions are the general term used to describe money movements in Lumx API; they include:

• Fiat to stablecoin
• Stablecoin to fiat
• Stablecoin to stablecoin

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Yield (Q3/25)

Design compliant, scalable stablecoin yield products for next-gen finance. Configure fees for extra revenue, monitor performance, and track yields seamlessly.

Don’t hesitate to contact us at our Slack community if you have any questions. We strive to answer within hours and are happy to schedule a pair programming session with you to facilitate the integration.

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Get started

Your journey with us begins here. Set up everything you need to use our API.

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Concepts

Learn more about basic concepts that will be important throughout your journey.