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Documentation Index

Fetch the complete documentation index at: https://docs.lumx.io/llms.txt

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An account is a virtual fiat account that Lumx provisions on behalf of a customer to receive incoming payments.

What is an account?

Accounts are linked to customers and define where incoming fiat payments are received. Each account includes:
  • A payment rail and currency the account operates on
  • A verification status that gates incoming funds
Accounts support multiple payment rails depending on country and currency. For complete coverage details, see Coverage.

Account verification

Every account must complete verification before it can receive funds. Upon creation, accounts enter a verification workflow with the following statuses:
Subscribe to webhooks to receive real-time notifications when an account’s verification status changes.
StatusDescription
PROVISIONINGAccount is being provisioned and verified
RFIRequest for information—additional details required to proceed
ACTIVEVerification complete—account can receive funds
CLOSEDAccount permanently closed
If an account receives RFI, you’ll be notified of the specific information needed. Provide the requested details to continue verification.