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Payment Rails

TypeCountry/RegionSettlement Time
International SWIFTGlobal1-5 business days
PIX🇧🇷 BrazilInstant
ACH🇺🇸 United States1-2 business days
Wire🇺🇸 United StatesSame day
SEPA🇪🇺 EuropeLess than $100k: Instant; Other: 1 business day
SPEI Q4/2025🇲🇽 MexicoInstant
ACH Q1/2026🇨🇴 Colombia1 business day
Transfers 3.0 Q1/2026🇦🇷 ArgentinaInstant
Instant Payments Q1/2026🇬🇧 United KingdomInstant
For more information about operating hours and transaction deadlines for each rail, see our Cut-off Times page.

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Supported Pairs

All supported fiat-to-stablecoin and stablecoin-to-fiat conversion routes:
BlockchainCurrencyBRLUSDEUR
EthereumUSDCSupportedSupportedSupported
EthereumUSDTSupportedSupportedSupported
PolygonUSDCSupportedSupportedSupported*
PolygonUSDTSupportedSupportedSupported*
BaseUSDCSupported--
BaseUSDTSupported--
TronUSDTSupportedSupportedSupported
*EUR transactions on Polygon USDC/T are processed during business hours only (5AM - 5PM EST, Monday-Friday). Transactions outside these hours will be queued and processed on the next business day.