A bank account is the destination where fiat funds are sent when converting stablecoin to fiat or executing payouts.
What is a bank account?
Bank accounts are linked to customers and define where funds should be sent. Each bank account includes:
- Account holder details and banking information
- The relationship between the customer and account holder
- Support for multiple payment rails depending on country and currency
Bank accounts work across all supported payment rails. For complete coverage details, see Coverage.
Holder relationships
When adding a bank account to a customer, you must specify the relationship between the customer and the account holder.
Self payments
If the customer is sending funds to their own bank account, use:
| Relationship | Use case |
|---|
SELF | Withdrawals and transfers to the customer’s own bank account for personal or business use |
Third-party payments
If the customer is paying a third party (e.g., suppliers, partners, creditors), use one of the following relationships:
| Relationship | Use case |
|---|
HOLDING_COMPANY | Parent or controlling company that owns the customer entity |
SUBSIDIARY_COMPANY | Subsidiary or controlled entity owned by the customer |
BRANCH_OFFICE | Branch, regional office, or division of the customer’s organization |
BUSINESS_PARTNER | Strategic partners, joint venture collaborators, or business associates |
SUPPLIER | Vendors, suppliers, or service providers for goods and services purchased |
CUSTOMER | Customer’s clients for refunds, rebates, or other customer obligations |
CREDITOR | Lenders, financial institutions, or parties to whom the customer owes money |
DEBTOR | Parties who owe money to the customer (collections or debt settlements) |
FRANCHISEE | Franchisees operating under the customer’s brand or business model |
SUPPLIER as the holder relationship and provide the supplier’s US bank details.
At this time, bank accounts are limited to business entities only. Support for individual account holders is planned for Q4/2025.
