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Documentation Index

Fetch the complete documentation index at: https://docs.lumx.io/llms.txt

Use this file to discover all available pages before exploring further.

Lumx is payment infrastructure that connects traditional banking rails to stablecoins. Use the API to collect, hold, convert, and pay out money in either form, with instant settlement and compliance built in. Move money across borders, run corporate treasury, or scale global payouts without standing up local entities in every country.

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What you can build

  • Global accounts — provision local-currency accounts so each customer can be paid worldwide.
  • Treasury management — hold working capital in stablecoin and settle to local fiat on demand.
  • Payroll — fund employers in stablecoin and pay employees in their local currency.
  • Remittances — fund senders in local currency and pay recipients on local rails.
  • Marketplaces — take a platform fee on every sale and settle sellers in their local currency.

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Platform

The building blocks behind every Lumx integration.

Customers

Individual and business entities, with KYC/KYB built in.

Stablecoin wallets

Multi-chain custody for stablecoin balances and payouts.

Accounts

Local-currency virtual accounts for fiat on and off ramps.

Destinations

Payout endpoints for fiat and stablecoin transfers.

Exchange rates

Floating and locked rates for fiat to stablecoin conversions.

Partner fees

Add fees to transactions to monetize your integration.

Transactions

On-ramp, off-ramp, and transfer flows with full lifecycle.

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Get started

Authentication

Generate an API key and start sending requests.

Guides

Create your first customer, accept payments, and send money globally.

Compliance

KYC/KYB requirements, transaction limits, and supported countries.

API Reference

Endpoint schemas, request and response examples.