A customer is the legal owner of wallets, balances, and transaction history. Customers can be one of the following:Documentation Index
Fetch the complete documentation index at: https://docs.lumx.io/llms.txt
Use this file to discover all available pages before exploring further.
- Your own business entity, when moving funds for your own operations.
- The end users (individuals or businesses) onboarded through your platform. Each customer carries its own compliance status, wallets, and transaction history.
Verification
Before a customer can transact, they complete identity verification (KYC). The flow has five statuses:| Status | Description |
|---|---|
NOT_STARTED | Customer created, verification pending. |
UNDER_VERIFICATION | Documents submitted, under review. |
APPROVED | Verification complete, customer can transact. |
RFI | Submitted information is invalid or inconsistent. The customer can resubmit corrected documents. |
FINAL_REJECTION | Customer permanently rejected. |
If a customer moves to
RFI, you’ll be notified of the specific documents needed. Resubmit them to continue verification.Stablecoin wallet
Creating a customer provisions a wallet on every supported blockchain. Wallets are enabled for use once the customer reachesAPPROVED. Once active, they hold stablecoin balances, send and receive crypto payments, and power instant payouts via prefunded balances. See Stablecoin Wallets for the full schema and lifecycle.
The
wallets array is only returned on customer responses once verification reaches APPROVED.