- Account holder details and banking information for the receiving bank.
- The relationship between the customer and the account holder (see below).
Holder relationships
When you add a destination to a customer, you have to specify the relationship between the customer and the account holder.Self payments
If the customer is sending funds to their own destination, use:| Relationship | Use case |
|---|---|
SELF | Withdrawals and transfers to the customer’s own destination for personal or business use |
Third-party payments
If the customer is paying a third party (suppliers, employees, family members, etc.), use one of these relationships:| Relationship | Use case |
|---|---|
HOLDING_COMPANY | Parent or controlling company that owns the customer entity |
SUBSIDIARY_COMPANY | Subsidiary or controlled entity owned by the customer |
BRANCH_OFFICE | Branch, regional office, or division of the customer’s organization |
BUSINESS_PARTNER | Strategic partners, joint venture collaborators, or business associates |
SUPPLIER | Vendors, suppliers, or service providers for goods and services purchased |
CUSTOMER | Customer’s clients for refunds, rebates, or other customer obligations |
CREDITOR | Lenders, financial institutions, or parties to whom the customer owes money |
DEBTOR | Parties who owe money to the customer (collections or debt settlements) |
FRANCHISEE | Franchisees operating under the customer’s brand or business model |
EMPLOYEE | Employees or contractors paid by the customer (payroll, salaries, reimbursements) |
RELATIVE | Family members of the customer (remittances, personal transfers) |
FRIEND | Personal acquaintances of the customer (P2P transfers, gifts) |
SUPPLIER as the holder relationship and provide the supplier’s US bank details.
Related resources
Transactions
Route payouts to a destination.
Customers
The legal entity that owns the destination.
Nested Payments
Why holder relationships have to be disclosed and accurate.
Coverage
Supported rails by country and currency.