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Documentation Index

Fetch the complete documentation index at: https://docs.lumx.io/llms.txt

Use this file to discover all available pages before exploring further.

When you onboard a business customer, Lumx collects a companyType value that classifies the entity for AML risk profiling. It describes the regulated category the business falls under (MSB, fund, marketplace, etc.). The value you pick drives the level of due diligence applied and may surface extra document requirements during verification. See Identity Verification and Prohibited business activities for the controls that follow.

Accepted values

CodeDescription
BANK_USUS-chartered bank.
BANK_FOREIGNBank chartered outside the United States.
BANKING_CORRESPONDENTCorrespondent banking relationship.
BROKER_DEALER_OTC_DESKBroker-dealer or over-the-counter trading desk.
FOREIGN_EXCHANGE_MARKET_FXFX market participant.
INSURANCE_COMPANIESInsurance carrier or underwriter.
INVESTMENT_ADVISOR_ASSET_MANAGERRegistered investment advisor or asset manager.
LOAN_OR_FINANCE_COMPANYLender or non-bank finance company.
NON_BANK_CUSTODIANSNon-bank custody provider.
PAYMENT_GATEWAYPayment gateway operator.
THIRD_PARTY_PAYMENT_PROCESSORThird-party payment processor.
U_S_NON_CRYPTO_MSBUS-registered Money Services Business (non-crypto).
FOREIGN_NON_CRYPTO_MSBForeign Money Services Business (non-crypto).
CodeDescription
BLOCKCHAIN_SOFTWARE_COMPANYBuilds blockchain or Web3 software.
DEFI_EXCHANGEDecentralized exchange.
MINERCryptocurrency miner.
NFT_MARKETPLACENFT marketplace operator.
TOKEN_PROJECTToken issuer or project treasury.
U_S_CRYPTO_MSBUS-registered crypto Money Services Business.
FOREIGN_CRYPTO_MSBForeign crypto Money Services Business.
ATM_KIOSK_OPERATOROperator of crypto or cash ATM kiosks.
CodeDescription
COMMODITIES_FIRMSCommodities trading firm.
HIGH_NET_WORTH_INDIVIDUALSHNW individual holding entity.
PENSION_FUNDSPension or retirement fund.
POOLED_INVESTMENT_VEHICLE_FUNDPooled investment vehicle or fund.
SPECIAL_PURPOSE_VEHICLESpecial purpose vehicle (SPV).
TRUST_PERSONALPersonal or family trust.
TRUST_CORPORATECorporate trust.
WEALTH_HOLDING_VEHICLEWealth holding entity.
CodeDescription
GOVERNMENT_AGENCY_USUS federal, state, or local government agency.
GOVERNMENT_AGENCY_FOREIGNForeign government agency.
SUPRANATIONAL_BODIESSupranational organization (e.g., World Bank, IMF).
CHARITY_NGO_NON_PROFITCharity, NGO, or non-profit organization.
CodeDescription
WHOLESALE_OF_DURABLE_GOODSWholesaler of durable goods.
WHOLESALE_OF_NON_DURABLE_GOODSWholesaler of non-durable goods.
RETAILER_OF_DURABLE_GOODSRetailer of durable goods.
RETAILER_OF_NON_DURABLE_GOODSRetailer of non-durable goods.
CONSTRUCTION_OR_SKILLED_TRADE_BUSINESSESConstruction or skilled-trade business.
PROFESSIONAL_SERVICESProfessional services firm.
OTHERDoesn’t fit any of the categories above. Use sparingly. Compliance may follow up for details.
Categories that overlap with Prohibited business activities (e.g., CHARITY_NGO_NON_PROFIT, GOVERNMENT_AGENCY_US, BANKING_CORRESPONDENT) are accepted at the schema level but will be rejected during compliance review.

Business verification

Full KYB onboarding flow.

Prohibited activities

Categories Lumx does not service.

Identity Verification

KYC and KYB requirements per customer type.