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Documentation Index

Fetch the complete documentation index at: https://docs.lumx.io/llms.txt

Use this file to discover all available pages before exploring further.

When you onboard a customer or submit additional information, Lumx collects a set of self-disclosure fields that drive AML risk scoring and routing into Enhanced Due Diligence. This page lists the enum values each field accepts. For the full request schemas, see Create a customer and Send additional information. For the broader onboarding flow, see Individual verification and Business verification.

Common to all customers

Jurisdictions

Regions where transactions are expected to occur. Array. Submit every region that applies.
CodeDescription
BRABrazil.
USAUnited States.
EUEuropean Union.
CANADACanada.
CHINAChina.
MEXICOMexico.
OTHERSAny other region. Use alongside the specific countries above when activity spans further.
This field is separate from the customer’s country of residence/incorporation. For the country-level Supported / EDD / Restricted classification, see Supported countries.

Involved activities

Self-disclosure of involvement with high-risk activities. Array. Must include NONE if none apply.
CodeDescription
NONENone of the activities below apply.
ADULT_ENTERTAINMENTAdult-content businesses or services.
DRUGSDrugs, controlled substances, or unlicensed pharmaceuticals.
FIREARMSWeapons, ammunition, or related products.
GAMBLINGGambling, betting, or games of chance.
MARIJUANACannabis-related business.
TUMBLINGCrypto mixers, tumblers, or anonymity-enhancing services.
Disclosing any value other than NONE does not pre-approve the activity. See Prohibited business activities for the categories Lumx does not service.

Transaction counterparties

Who the customer expects to transact with. Array.
CodeDescription
SELFTransfers between the customer’s own accounts.
MERCHANTS_SUPPLIERSVendors, suppliers, or service providers.
CUSTOMERSThe customer’s own clients or buyers.
EMPLOYEESPayroll, salaries, or reimbursements.
CONTRACTORSIndependent contractors or freelancers.
FRIENDSPersonal acquaintances (individual customers only).
FAMILYFamily members (individual customers only, e.g. remittances).
This drives which destination holder relationships Lumx expects to see on payouts.

Source of funds

The origin of the customer’s funds. Single value.
CodeDescriptionTypical use
EMPLOYMENTSalary or wages.Individuals.
SAVINGSAccumulated savings.Individuals.
WINNINGSLottery, gambling, or contest winnings.Individuals.
MARITALFunds received through marriage (dowry, alimony, settlement).Individuals.
REAL_ESTATESale or rental of real property.Individuals and businesses.
TRUSTDistribution from a trust.Individuals.
INVESTMENTReturns from investments.Individuals and businesses.
COMPANYOperating revenue.Businesses.
COMPANY_CAPITALCapital contributions to the business.Businesses.
LOANBorrowed funds.Individuals and businesses.
PRIVATE_CAPITALPrivate equity or venture capital.Businesses.
GRANTGovernment or institutional grant.Businesses, NGOs.
OTHERDoesn’t fit the categories above. Use sparingly.
When more than one source applies, pick the primary one. Compliance may request supporting evidence regardless. See Document Types.

Individuals only

Professional situation

CodeDescription
EMPLOYEESalaried employee.
SELF_EMPLOYEDSelf-employed or sole proprietor.
UNEMPLOYEDCurrently unemployed.
RETIREDRetired.
OTHERDoesn’t fit the categories above.
The free-text professionalOccupation field accompanies this to capture the specific role (e.g., “Software Engineer”).

Businesses only

Businesses also disclose their company type. See Company Types for the accepted values.

Company Types

Business categorization for companyType on KYB.

Supported countries

Jurisdiction tiers and EDD scope.

Prohibited activities

Activity categories Lumx does not service.

Document Types

Supporting evidence Lumx may request during review.